Bullet Points

• Our Mortgage Warehouse lines are structured as a purchase facility; therefore, out transactions are off balance sheet. We do not have a leverage covenant.
• Advance use of technology avails electronic funding requests to qualified Mortgage Bankers. Through access to our secure web site, you see your line activity in real time. Various management reports are availble in PDF format at a click of the mouse.
• A mortgage warehouse lending platform that incorporates the best technology, operating procedures and customer service found throughout the industry.
• Independently owned, our program differentiates itself on the basis of its independence from Secondary Market Investors. Our customers would prefer their warehouse lender to be neutral, thereby providing them the most flexibility and certainty in their funding source.
• We are a flat organization providing rapid responses to loan requests. Our culture refelects the priority of service. Our clients have immediate access to the company's decision makers. The senior management is hands on and adverse to building levels of bureaucracy.